Don't all express your shock at once, but it's true: Your health insurer may be surprising you with some extra cash in the mail.  As a part of President Obama's 2010 Affordable Care Act, insurers as of late have been revving up to pay out an estimated $1.3 billion in rebates to their customers by…

This video by Mohammedabshaun on youtube is so frank and true that I had to share it with you all.  Take heed to his words of wisdom and feel free to subscribe to his channel, you won't regret it.

When Facebook hit the stock market and Mark Zuckerberg exponentially increased his net worth in the billion-dollar range, many people asked themselves: Is it possible for me to ever become that wealthy? What would it take? I would love to not have to rely on my job for money and be able to make…

In the wake of a global recession, 80% of the jobs are being filled as a result of networking.  This fact should make us all aware of the importance of professional networking.  A strong network will give you a wealth of experiences to draw from when growing your own business or lend a hand in reaching…

For a long time, many people considered becoming a doctor or a lawyer as two of the most financially rewarding careers. In addition, many people believed that going to a top-ranking undergraduate or graduate school was a surefire way to the job of one's dreams. Yet, today's economic climate is starting to prove…

Since I announced my engagement this year, I’ve noticed that I’ve been getting a few more phone calls, texts and Facebook messages that have been congratulatory – but with a twist.  A twist?  Yes, a seemingly strange twist.  A lot of women from my past have been messaging me their congratulations, yet…

It’s not hard to lose your wallet. I can speak from personal experience when I say it can be a very frustrating experience. Here is my story and some tips on what to do if you ever lose your wallet:

My girlfriend and I were out and about in New York City. We took cabs, went out to a…

Do you find that your wallet becomes lighter and lighter during the holiday season? If so, you are one of millions of people who find themselves spending tons of cash (or going into a lot of debt) for gifts during the holidays. Stores try to encourage you to shell out that dinero at every turn, banking on…

With identity theft on the rise, many people are trying to figure out how to effectively prevent a stranger from stealing our identities.  Here are some steps that you should take in order to protect your identity and privacy from prying eyes:

Deal with mail…

Identity theft is the fastest growing crime in the world today.  If someone steals your identity, they can ruin your credit score, empty your bank account, and commit even more heinous crimes that could lead to your arrest (leaving you confused, busted and disgusted). Take action today and protect your identity.…

“My people suffer from a lack of knowledge.” – Hosea 4:6

The wealth gap between between whites and blacks in America is at an all time high of almost 95%.  A major reason why this wealth gap exists is due to a lack of knowledge re: finance and building personal wealth. As black…

When it comes to credit, the most important number is your FICO (Fair Isaac Corp.) credit score.

What is FICO?

Founded in 1956, FICO uses advanced analytics and mathematics in order to help businesses make better decisions with their lending practices. A credit score is a…

With over 14 million people out of work in the United States, one of the most important aspects of the job hunt is mastering the job interview. Once you get the call for the job interview, you definitely want to be on you’re “A Game” when it comes to the interview. You want your confidence and enthusiasm for…

With the onset of the "Great Recession" (as it has been so appropriately named), many of us have learned what it means to have a financial emergency.  Over fifteen million people are unemployed, countless families have lost their homes, and the…

When it comes to taking better care of your hair and achieving certain hair goals, your thoughts matter. It's so easy to get caught up in products, ingredients, and technique, and forget that how we think about our hair can ultimately make or break our ability to achieve our healthy hair…

1. I live within my means
2. I will maximize my income potential through education and training
3. I will effectively manage my budget, credit, debt, and tax obligations…

How many times have you received your paycheck on one day, and 3 days later wondered where did all of your money go?  Or you may be one of those people who live by a budget, but for some reason as you’re sticking to that budget you realize that there are some things that you keep missing to add to your…

I am a girl who loves shopping. Plop me in any mall and I can spend hours there and not really know where the time went. I am also the type of girl that can drive my man crazy in a shoe store as I waft through shoe aisles and try on countless shoes for the perfect heel. However, as I have grown older, I've…